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NOTICE.

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS STUDENT FINANCE DOMAIN.COM WEBSITE INCLUDING THE PAGES IN IT (THE "WEBSITE"), YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AT ANY TIME. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THE WEBSITE.

COPYRIGHT © Junior Media, LLC, 2008. ALL RIGHTS RESERVED.

The works of authorship contained in the Website including but not limited to all design, text, sound recordings and images, are owned, except as expressly stated, by Junior Media, LLC Except as otherwise stated therein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Junior Media's prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. §107), as amended, and then, only with notices of Junior Media's proprietary rights, provided that you may download the information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in the information as downloaded.

TRADEMARKS

"Junior Media" and "Studentfinancedomain" are trademarks and service marks of Junior Media, LLC, and are used throughout the world. Other featured words or symbols, used to identify the source of goods or services, may be the trademarks of their respective owners.

USE OF INFORMATION AND MATERIALS

The information and materials contained in the Website, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Junior Media's Website and systems including but not limited to unauthorized entry into Junior Media's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. You agree that you will not engage in any activities related to the Website that are contrary to applicable law.

Professional Advice

The Website is not intended to provide tax, lending, legal or investment advice, and nothing on the Website should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment or loan. You alone are solely responsible for determining whether any investment, loan, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney, investment advisor, financial advisor, or tax professional regarding your specific legal, investment, financial or tax situations, respectively.

LINKS

Links to websites controlled or offered by third parties (non-affiliates of Junior Media) are provided solely as pointers to information on topics that may be useful to users of this Website. Junior Media has no control over the content on such websites. Junior Media makes no warranties, either express or implied, concerning the content of any such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Junior Media warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Junior Media does not guarantee the authenticity of documents on the Internet. Links to third party sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

LINKS TO AFFILIATE WEBSITES

The website may contain links to websites controlled or offered by Junior Media affiliates which websites may contain terms and conditions that are different from these terms and conditions. You should read the terms and conditions on each such website, as your accessing such website constitutes your agreement to be bound by the terms and conditions contained in such website.

NO WARRANTY.
THE INFORMATION AND MATERIALS CONTAINED IN THIS WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS" "AS AVAILABLE". Junior Media IS NOT PROVIDING ANY WARRANTIES OR REPRESENTATIONS REGARDING THE WEBSITE, INCLUDING, WITHOUT LIMITATION, THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE, AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. Junior Media DISCLAIMS ALL WARRANTIES AND REPRESENTATATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.

LIMITATION OF LIABILITY.
UNDER NO CIRCUMSTANCES WILL Junior Media BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENCIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER Junior Media HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

SUBMISSIONS.
All information submitted to Junior Media via the Website shall be deemed and remain the property of Junior Media and Junior Media shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to the Website provides Junior Media through the Website. Junior Media shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by Junior Media in its privacy policy or as otherwise specifically agreed or required by law.

AVAILABILITY
The Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

ENFORCEABILITY AND GOVERNING LAW
In the event any of the terms or provisions of these Terms and Conditions shall be held to be enforceable, the remaining terms and provisions shall be unimpaired and the enforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. The user's access to and use of the Website, and the terms of this disclaimer are governed by the laws of the Commonwealth of Massachusetts.

EFFECTIVE DATE. These terms and conditions are effective February 28, 2007.

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