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Tuition Payment Plan

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Tuition Payment Plans Make College Affordable

If you and your family ever thought that it was impossible to pay the college tuition bill because it was too large, then signing up for a tuition payment plan can make that impossible dream come true.

Tuition payment plans allow you to take the large sum of your tuition and cut it into smaller payments. Best of all, they let you avoid taking out huge student loans that you have to pay back after graduation.

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Tuition Payment Plan Facts

So what are some other ways that these plans can help you pay for college? Here are some tuition payment plan facts:

  • Tuition payment plans help you avoid one large, expensive lump sum for tuition
  • Most tuition payment plans are interest-free
  • There is only one low annual enrollment fee
  • You can pay online, by mail, or have it automatically deducted from your student checking account
  • Plans can be customized to meet the needs of you and your family
  • Tuition payment plans make it easier to manage your bills

How much does the tuition payment plan cost?

Tuition payment plans are interest-free, unlike student loans, which means you don't pay any extra money beside the cost of tuition. However, there is an enrollment fee that usually ranges from $60-$80, depending on how many semesters you want to use it.

What are my payment plan options?

Tuition payment plans are meant to be short-term, but it all depends on how often you want to pay and how much you are willing to pay. The plans can range from 3 months to 24 months, or even longer. You can pay them annually, by semester, or have them extended or deferred until after you graduate.

How do I make my tuition plan payments?

You can pay for them in one of three ways:

  • Online - If you enroll online you can check your status and manage your account information at any time.
  • By Mail - You can have your payments mailed directly to you.
  • Automatic Deductions - You can sign up for automatic deductions and have the payments taken directly out of your student checking account or college savings account.

How do I enroll in tuition payments plans?

You can enroll online with a tuition payment plan service like Sallie Mae or FACTS/Nelnet Business Solutions, or through your university.

Knowing the tuition payment plan facts will help you decide if it is the right form of payment for you. They are great options if you can't get a college grant or scholarship, or if you just don't want to take out a student loan. Of course, if you decide to take out a student loan, you have many options like Federal Perkins Loans or the Subsidized Stafford Loans.

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